What to Do After a Car Accident That Is Your Fault
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If you've been involved in a car accident that is your fault, knowing the appropriate steps to take is crucial for protecting your rights and managing the aftermath. From what to do immediately after the collision to navigating the insurance claims process, this guide will help you understand your responsibilities and the importance of consulting an experienced attorney near you.
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Learn what steps to take after a car accident that is your fault, including how to handle insurance claims and what not to do at the scene. Protect your interests and find an experienced auto accident attorney near you to navigate the complexities of the situation.
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Scene of a minor car accident at an intersection. An at-fault driver calmly exchanges information with another driver while speaking to a police officer. The driver holds a checklist with ‘Do’s and Don’ts,’ reflecting key steps like ‘Exchange Information’ and ‘Call Insurance.’ The scene is rendered in muted shades of purples, yellows, and greys, with two vehicles showing minor damage.
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Jan 28, 2025 08:36 PM
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What to Do After a Car Accident That Is Your Fault
Introduction
Even a simple distraction can take your attention off the road for a few seconds. But that's all it takes for a fender bender. If you collided with another car in the intersection, you might think it was your fault. What do you do now? Getting in a car crash can be a frightening experience. When the collision is your fault, it can feel even worse. There are some commonsense steps to take right after any car accident. Even if you may be at fault for the collision, there are a few things you should never do.
What To Do After an Accident
No matter how careful you are, you can be involved in a car accident. Remember these steps to protect your rights and save you hassle down the road.
- Do Not Leave the Scene: You may be charged with a hit-and-run.
- Do Call the Police: In many states, you are required to call the police after an accident.
- Do Check for Injuries: Call for an ambulance if you are not certain about the severity of bodily injuries. Everyone involved should receive medical attention because soft tissue car accident injuries can become serious injuries without proper medical treatment.
- Do Exchange Information: Get the phone numbers, email addresses, auto insurance policy information of the other drivers, and contact information of any witnesses.
- Do Take Pictures: Use the camera on your cell phone to record the accident scene and damage to the cars. Make a note if surrounding businesses may have cameras that captured the accident or if there are cameras mounted on the traffic lights.
- Don't Block Traffic: If the accident has minor vehicle damage, move your car out of the roadway.
- Do Make Notes: Immediately record facts about the accident, including the license plate number, specific property damage to all vehicles involved, witness information, and comments by the other drivers.
- Do File a Police Report: If the police do not come to the scene of the accident, file a report with the police department or the department of motor vehicles. Some regions even offer online systems for car accident reports.
- Do Call Your Own Insurance Company: Report all accidents to your car insurance carrier regardless of fault. Some insurance plans require you to report accidents immediately, or they will increase your premiums.
Do's and Don'ts as the At-Fault Driver
There are a few things you should not do if you're legally responsible for a car accident.
- Don't Yell: Emotions can run high right after an accident. Don't get mad or accuse the other driver of anything.
- Don't Admit Fault: Even if you think you caused the accident, do not say you caused the accident to the police or the other driver. Likewise, do not apologize for the accident. The other driver may be partially at fault for the collision or the severity of the damages.
- Don't Discuss the Accident: You shouldn't talk about the details of the accident with the other party, their insurance adjuster, or their attorney. Be honest with the police and your insurance company by giving the facts. Consider talking to a car accident attorney for legal advice.
- Don't Negotiate: The side of the road, right after an accident is not the time or place to be signing statements regarding fault or promising to pay for the damage. Let the insurance companies do their job.
- Don't Be First to Leave: After the police have made their report, wait until the other drivers have left the scene before you depart.
How To Handle the Insurance Claims Process
Whether you live in a no-fault or at-fault state, let your driver's insurance company handle injury claims from the accident victims. You can provide your insurance information such as the policy number, but do not overshare policy limits, etc. You may have liability insurance, collision coverage, and/or personal injury protection (PIP) insurance coverage. State laws differ on motorist coverage, so you do not want to provide a recorded statement that may be used against you during the car accident claim process.
Your insurance rates may increase even if the accident is not your fault completely. The at-fault driver's insurance generally covers the cost of repairs, but you may be required to pay your deductible. Even if you are the at-fault party, you may still recover the cost of medical bills and medical expenses with the assistance of a personal injury lawyer. So, it's prudent to keep a record of your medical care. A car accident lawyer can assess the facts of your case with a free consultation.
Conclusion
Causing a car accident can have serious consequences. Personal injuries and car repairs can cost a bundle. If you don't have enough insurance to cover all the damages, the other drivers may attach your savings or other assets to make up the difference. You need to protect your interests. Get help from an experienced auto accident attorney. If you suspect negligence or are involved in an accident, consulting with a knowledgeable attorney is vital. ReferU.AI is the only platform that leverages AI to efficiently and accurately assess each user's unique legal needs and objectively recommend attorneys based on their proven success in similar cases according to actual court records. By providing smarter results, users gain easier access to better representation and outcomes. Visit ReferU.AI to find an attorney near you today.